Richard Harding

Richard joined icare as CEO and Managing Director in January 2021. He brings more than 35 years of financial experience, including the last 12 as a CEO in the insurance industry.

Richard's career experience spans both short and long-tail insurance classes as well as statutory-regulated schemes across workers compensation and CTP.

Most recently, he was CEO of Tower Insurance based in New Zealand for five years and during this time, he successfully turned the business around to become a fast-growing digital challenger. Prior to this, he spent six years as the CEO of TIO, Australia's last government-owned commercial insurer and the Nominal CTP Insurer for the Northern Territory.

With experience across both the public and private sectors, Richard is a values-driven leader with a passion for improving customer outcomes through innovation.