Different workers compensation schemes

We provide insurance and care services to the businesses, people and communities of NSW.

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NSW insurance schemes

What is an exempt worker?

NSW insurance schemes

We operate and provide services for the NSW insurance schemes, which include Workers Insurance and Insurance for NSW and the Treasury Managed Fund.

  • Workers Insurance: providing workers compensation insurance to more than 329,000 employers in NSW and their 3.2 million employees. Management of workplace injury claims is carried out by contracted claim service providers.
  • Insurance for NSW and the Treasury Managed Fund: Insurance for NSW at icare manages the Treasury Managed Fund (TMF) on behalf of the NSW Treasury. The Treasury Managed Fund can insure against almost any liability, injury, loss or damage that may be suffered by individuals who work for, and assets owned and run by NSW Government Agencies. This includes coverage for Agencies in the event an employee suffers a work-related injury or illness. This is in accordance with NSW Workers Compensation and Injury Management legislation.

The workers compensation insurance system is designed to help you get back to full participation in work and life, with a range of benefits to support your recovery at work.

The support provided and timeline of care will depend on your individual claim and the type, nature and severity of the workplace injury or illness.

Visit our About us page for more information.

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What is an exempt worker?

In the Treasury Managed Fund there is a class of worker called exempt workers. This includes:

  • police officers, fire fighters and paramedics
  • volunteers such as rescue workers and bushfire, emergency and rescue service volunteers, or other voluntary work or unpaid employment.

Claims for police officers, paramedics and fire fighters are managed under the Workers Compensation Act 1987 and the Workplace Injury Management and Workers Compensation Act 1998.

They are not subject to the amendments made to the workers compensation acts in 2012 and 2015.

Claims for volunteer fire fighters, volunteer emergency services personnel and surf lifesaving volunteers are managed under the Workers Compensation (Bush Fire, Emergency and Rescue Services) Act 1987 (BFERs Act).

Visit the State Insurance Regulatory Authority website for more information on the obligations and entitlements of exempt workers. 

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