Small business hub

Resources and information for small employers to support your business, helping you understand and manage your workers insurance—including guidance on your policy and claims, managing return-to-work and more.

If your average performance premium (APP) (that's total wages multiplied by your industry rate) is $30,000 or less, this hub is for you.

Calculating your premium

Being a small employer means that if you have an injured worker, their claim costs are not included in your premium calculation, so you don't have to worry about claims impacting your premium.

Premium calculation for small employers

Practical guides and tools

As a small business employer insured under the Nominal Insurer Workers Compensation Scheme in NSW, there are services included in the cost of your premium that are available to you.


Get insights from the experts.

Claims resources

Want more information?

Do you have a policy or premium enquiry?

Go to our Workers Insurance policy enquiry page for all our contact information.

Do you have a claims enquiry?

EML is icare's default provider for claims management services. Go to our Workers Insurance claims enquiry page for all our contact information.