The total amount of the lump sum payment available depends on the type and severity of the injury sustained, which is outlined in our Table of benefits found in the sporting injuries and benefits guide at the bottom of this page.
Types of payments
All sports insurance payments are paid as a lump sum benefit.
The maximum amount payable in respect of all injuries suffered by the participant as a consequence of a single incident is $171,000.
The injury determines the total amount of the lump sum that you will be paid. To learn more, see our Table of benefits.
In the case of multiple injuries such as quadriplegia and paraplegia, the benefit payable is calculated by adding the various benefits payable for each injury. See Table of benefits for more information.
For a person over 18 years of age the full death benefit of $70,680 is payable, plus an additional $2,850 for each dependent child.
Where the deceased is under the age of 18 and has no dependents, the schemes provide a benefit up to $9,000 for funeral expenses.
Any benefit paid to school children under the Supplementary Sporting Injuries Benefits Scheme is required to be refunded to NSW Sporting Injuries where:
- an action for damages for death or injuries sustained is successful against the State Government, another Australian State or Territory or of any country
- an action for damages for death or injuries sustained is successful including against any sporting organisation
- a benefit has been paid under any contract of insurance including a sporting organisation’s player accident insurance.
Who is covered
We provide cover for registered players and officials of sporting organisations that have insurance cover through the Sporting Injuries Insurance Scheme.
School children are automatically covered for participation in authorised school sporting activity. This includes activities like physical education classes, school lessons, sports carnivals, competitions and training.
Making a claim
If you’re seriously injured and eligible to apply for a benefit, you will need to notify us within 12 months of the incident.