Payments for sports injury claims

We can pay lump sum benefits to participants who are seriously injured playing school sport or for an organisation insured by icare.

The total amount of the lump sum payment available depends on the type and severity of the injury sustained, which is outlined in the Sporting injuries and benefits guide at the bottom of this page.

Types of payments

All sports insurance payments are paid as a lump sum benefit.

The maximum amount payable in respect of all injuries suffered by the participant as a consequence of a single incident is $171,000.

Injury payments

The injury determines the total amount of the lump sum that you'll be paid.

In the case of multiple injuries such as quadriplegia and paraplegia, the benefit payable is calculated by adding the various benefits payable for each injury.

Death benefit

For a person over 18 years of age the full death benefit of $70,680 is payable, plus an additional $2,850 for each dependent child.

Where the deceased is under the age of 18 and has no dependants, the schemes provide a benefit up to $9,000 for funeral expenses.

School children

Any benefit paid to school children under the Supplementary Sporting Injuries Benefits Scheme is required to be refunded to NSW Sporting Injuries where:

  • an action for damages for death or injuries sustained is successful against the State Government, another Australian State or Territory or of any country
  • an action for damages for death or injuries sustained is successful including against any sporting organisation
  • a benefit has been paid under any contract of insurance including a sporting organisation’s player accident insurance.

Who is covered

We provide cover for registered players and officials of sporting organisations that have insurance cover through the Sporting Injuries Insurance Scheme.

School children are automatically covered for participation in authorised school sporting activity. This includes activities like physical education classes, school lessons, sports carnivals, competitions and training.

Check your eligibility

Making a claim

If you’re seriously injured and eligible to apply for a benefit, you will need to notify us within 12 months of the incident.

To start a claim, contact us by emailing, or call us on 1800 221 960.