If you are ready to notify us of an injury or claim a reimbursement, you can lodge using our online form, phone us or email our PDF lodgement form to us.
|Notify EML of an injury online(external link)||
Call: 13 77 22
7am - 7pm
Monday to Friday
(Closed on public holidays)
GPO Box 4143
You can also find out more about what you need to do to lodge a claim, including which documents may be required.
New workers insurance claims service model
On January 1 2018, icare workers insurance introduced a new workers insurance claims service model which will improve the claims experience of injured workers and employers.
Key things to note
EML is icare's appointed claims service provider
As of 1 January 2018, EML is the appointed claims service provider for icare for claims management under icare’s workers insurance scheme.
- Report an injury through EML's online form
Upload a document to an existing claim online
Update an existing injury notification or existing claim by uploading supporting documents online.
Asking relevant questions up front to expedite access to support
We want to deliver the best return to work outcomes for injured workers and employers. The questions asked in the online form will give us a better understanding of the injured worker’s injury by asking relevant questions at the time of notification.
|31 Dec 2017||CGU and QBE will exit the icare workers insurance scheme
CGU and QBE existing claims (claims notified up to and including 31 December that are ongoing) will transfer to GIO for continued management
|1 Jan 2018||
New workers insurance claims model for icare goes live
EML is the scheme agent and service management for all new icare workers insurance claims
GIO and Allianz will continue to manage existing claims from 1 January 2018
Online injury notification form goes live
EML is the claims service provider for icare workers insurance claims
What these changes mean for you
How to notify us of an injury
|00:00:02||From January 1, 2018 lodging a new notification of an injury in New South Wales will be a whole lot easier.|
|00:00:12||To begin - simply select if you are an employer, a worker or their representative. Your experience will be tailored based on your selection, and you will be prompted throughout.|
|00:00:50||Remember if you need assistance, we’re here to help. Call us on 13 77 22 or email firstname.lastname@example.org. icare and EML are working together to ensure the New South Wales workers insurance scheme is at the forefront of customer-centric and sustainable service delivery for our customers.|
Why are we changing to a new model?
Two years’ worth of research and feedback on the current scheme has confirmed the need for change. Employers told us they wanted better communication, a better claims process, lower premiums, an improved policy renewal process and improved customer service. Workers also wanted improvements in communications, claims processing and a more empathetic approach to rehab and recovery.
What is different?
At the heart of the model is a new portal that will allow quick and effective notification of an injury that leads to the triage of each claim and ensures the right level of case management and support is assigned. Employers, workers and third parties will still have the choice to notify us directly through the portal or alternatively they can contact us by email, or phone and speak to our teams for further assistance.
What will it deliver?
By asking a number of new questions, we will be able to quickly triage the claim into an appropriate segment of the model.
If the claim is low risk, for instance a medical only claim, we can reduce the intervention levels required and deliver a faster resolution. More complex claims can be quickly assigned to highly-trained and experienced specialist case managers. We want to deliver the best return to work outcomes for injured workers and employers appropriate to the complexity of the claim and the new model will make that a much more transparent and equitable process for all involved.
What happens to existing claims?
Any existing claims will continue to be managed by your current claims service provider.
Your scheme agent may have changed recently. If that is the case, you will have already been notified of this change.
This could mean you can have claims with two different scheme agents until existing claims are settled. icare and the scheme agents will work with you or your broker directly to resolve any issues this may cause.
For simple claims, our claims advisors will have detailed information on the case history and will be available to handle any queries and. For more complex claims, there will be a dedicated case manager assigned to the claim.
What support is available?
We understand that for many small to medium employers, notifying us of an injury is something done infrequently, if at all.
We’ve made the online form easy to use, the questions simpler and more intuitive, with some helpful tips through the process. You’ll be able to call the claims support centre for any assistance required throughout the entire process.
What information will I need to provide online?
The new online form will ask a set of mandatory questions which will be enough to notify us that an injury has occurred.
If more information is known and available to the person notifying us, it can be provided immediately online. Documents can also be uploaded at this time.
If more time is needed to gather information, you can submit responses to those mandatory questions, and opt to speak to someone later.
Who can report an injury?
Some injured workers will have another person, like a family member, doctor, or lawyer notify us through EML on their behalf. This is known as a third party.
The third party will have the ability to notify us of an injury, and provide contact details for themselves, the injured person, and the employer to ensure that communication between all parties commences.
What happens once you've notified us of an injury?
Irrespective of who lodges the notification, both the employer and injured worker will receive a confirmation that you have notified us of an injury.
We will then assess the details you provide and assign the case to the appropriate level of care in our model. Employers and injured workers will receive a call from us to discuss/confirm details of the claim and next steps. If the claim is low risk, for instance a medical only claim, we can reduce the intervention levels required and deliver a faster resolution.
More complex claims can be quickly assigned to highly-trained and experienced specialist case managers to support the injured worker and work with the employer to help to achieve sustainable return to work outcomes.