We seek to change the way people think about insurance and care by providing world class services to people, businesses and communities. What we do and how we operate as a business is framed by government legislation, guidelines and policies.
We protect and care for the community of NSW by offering simple and affordable insurance, injury protection and return-to-work solutions.
icare acts for the Workers Compensation Nominal Insurer which is the statutory workers compensation insurer under the Workers Compensation Act 1987 as well as providing workers compensation for NSW Government workers and volunteers to certain organisations through icare TMF.
- The Workers Compensation Act 1987
- The Workplace Injury Management and Workers Compensation Act 1998
- The Workers Compensation Regulation 2016
- Workers Compensation (Bush Fire, Emergency and Rescue Services) Act 1987
Police officers, paramedics and firefighters
Police officers, paramedics and firefighters are exempt from some recent changes to workers compensation legislation. To assist in determining entitlements for police officers, paramedics and firefighters contact your insurance agent for more information.
Lifetime Care and Support Guidelines and Policies
The Lifetime Care and Support Scheme pays for treatment, rehabilitation and care for people who have been severely injured in a motor accident in NSW.
Using the Lifetime Care and Support Guidelines
The Lifetime Care and Support Guidelines are issued under the Motor Accidents (Lifetime Care and Support) Act 2006 and provide information about:
- eligibility for the Scheme, and how decisions are made about eligibility
- how we make decisions
- services, and requests for services.
Service providers should refer to the Guidelines when completing requests for services.
- Motor Accidents (Lifetime Care and Support) Act 2006
- Lifetime Care and Support Guidelines - Parts 1-18
Capital Management Policy
Capital is core to the financial strength and long term sustainability of the Lifetime Care Scheme. Capital management is an integral part of icare’s risk management framework.
One of the key objectives of the Lifetime Care Scheme is to have sufficient capital to meet its obligations to its participants, even under adverse conditions. This policy will be a central component of icare’s Internal Capital Adequacy Assessment Process (ICAAP) once it is developed. This policy applies to the Lifetime Care Scheme (the Scheme) and its current and future capital position.
Guidance on the support needs of adults with spinal cord injury
The guidance is a best practice tool to inform and guide people involved in making decisions around why a person with a spinal cord injury needs assistance from support workers. The guidance can be used by people with spinal cord injury; their families and carers; health and rehabilitation professionals; attendant care providers; support workers; and funders. The guidance includes a decision-making framework, information and resources.
Neuropsychological assessment guidelines
The Neuropsychological assessment of children and adults with traumatic brain injury: Guidelines for the NSW Compulsory Third Party Scheme and the Lifetime Care and Support Scheme 2013, have been developed to provide information on the assessment and reporting of neuropsychological impairment following traumatic brain injury sustained in a motor accident.
- The Neuropsychological assessment of children and adults with traumatic brain injury: Guidelines for the NSW Compulsory Third Party Scheme and the Lifetime Care and Support Scheme 2013
Guidelines and policies for the prescription of wheelchairs and mobility scooters.
ACT Lifetime Care and Support Guidelines
We have an agreement with the ACT Commissioner to pay for reasonable and necessary treatment, rehabilitation and care services for participants on behalf of the ACT Lifetime Care and Support Scheme.
We use the ACT Lifetime Care and Support Guidelines to make these decisions which are issued under ACT legislation. Information about the ACT Lifetime Care and Support Scheme can be found at the ACT Treasury website.
Dust Diseases Care Guidelines and Policies
We support and compensate injured workers who have developed a dust disease as a result of harmful dust exposure in a NSW workplace.
We also support family members and dependents.
- Workers' Compensation (Dust Diseases) Act 1942
- Workers Compensation Act 1987
- Workers Compensation benefits Guide 2016
Sporting Injuries Guidelines and Policies
The NSW Government provides serious injuries insurance for certain athletes, and school children.